1. Introduction

“Toronto Car Loans” is neither a Lender nor a Car Dealership but functions as a Lead Referral Company and a comprehensive business directory for car dealerships. “Toronto Car Loans” does not engage in credit checks, approve loan applications, or directly interact with retail vehicle purchasers. Instead, “Toronto Car Loans” connects vehicle buyers exclusively with OMVIC Licensed auto dealerships in Ontario, Canada. By submitting your contact information to this website, you agree that it will be shared with OMVIC licensed dealerships, and “Toronto Car Loans” may receive compensation for this referral.

Please note that this Website is intended for use by individuals who are at least 18 years of age.

  1. Intellectual Property Rights

Except for the content you own and choose to include on this Website, all intellectual property rights and material contained herein are owned by Toronto Car Loans and/or its licensors. You are granted a limited license to view this material, subject to the restrictions outlined in these Terms.

  1. Restrictions

You are explicitly restricted from the following activities:

  1. Publishing any material from this Website in any media.
  2. Selling, sublicensing, or commercializing any Website material.
  3. Publicly performing or displaying any Website material.
  4. Using this Website in a manner that could damage it.
  5. Impacting user access to this Website.
  6. Using this Website contrary to applicable laws and regulations.
  7. Engaging in data mining, harvesting, or similar activities on this Website.
  8. Using this Website for advertising or marketing purposes.

Access to certain areas of this Website is restricted. Toronto Car Loans reserves the right to further restrict access at its sole discretion. Any user ID and password for this Website are confidential and must be kept as such.

  1. Your Content

“Your Content” refers to any audio, video, text, images, or other material you opt to display or share on this Website. By doing so, you grant Toronto Car Loans a non-exclusive, worldwide, irrevocable, royalty-free license to use, reproduce, adapt, publish, translate, and distribute it across various media. Your Content must be original and not infringe on third-party rights. Toronto Car Loans reserves the right to remove any of Your Content at any time without notice.

  1. No Warranties

This Website is provided “as is,” without any warranties, either express or implied. Toronto Car Loans makes no representations regarding the accuracy or completeness of any information on this Website. Nothing on this Website should be construed as providing consult or advice to you.

  1. Limitation of Liability

In no event shall Toronto Car Loans, its officers, directors, or employees, be liable for any damages, whether contractual, tortious, or otherwise, arising from your use of this Website. Toronto Car Loans is not responsible for any actions taken by OMVIC licensed dealerships.

  1. Indemnification

You agree to indemnify and hold harmless Toronto Car Loans from any liabilities, costs, demands, damages, and expenses, including reasonable attorney’s fees, related to your violation of these Terms.

  1. Severability

If any provision of these Terms is deemed unenforceable or invalid under applicable law, such unenforceability or invalidity shall not affect the enforceability or validity of the remaining provisions.

  1. Variation of Terms

Toronto Car Loans reserves the right to revise these Terms at its discretion. By using this Website, you are expected to review these Terms regularly.

  1. Assignment

Toronto Car Loans may assign, transfer, or subcontract its rights and/or obligations under these Terms without notification. You are not permitted to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

  1. Entire Agreement

These Terms, along with any legal notices and disclaimers on this Website, constitute the entire agreement between you and Toronto Car Loans regarding your use of this Website. If you do not agree with these terms and conditions, please do not use this website: www.torontocarloans.com.

  1. Governing Law & Jurisdiction

These Terms are governed by the laws of the Province of Ontario. You agree to submit to the jurisdiction of the courts of Ontario for any legal proceedings related to this Website.

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